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Why is progressive motorcycle insurance so cheap?
5 Apr 2010I got three quotes from three different insurence companies for a 2005 Honda 1100cc Sabre with under 2000 miles for $6300, all three with the same type of coverage. The first quote I got from State farm they gave me a quote for $650 for the year, the second was Geico they gave me a quote for $462 for the year, the third was Progressive they quoted me with only $220 for the year with the same exact coverage as the other 2. I am 36 years old have been riding a motorcycle for about 2 years and I am buying this 2005 1100cc Sabre. Why is Progressive so much cheaper, has anybody else used Progressive and are they a good insurance company. It just sounds too good to be true.
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5 Responses to Why is progressive motorcycle insurance so cheap?
unaturalyaspirated
April 5th, 2010 at 8:09 pm
I have had progressive insurance, and had an accident at that time the service was great and I had no complaints.
I presently have geico because they were cheaper last time i checked
westcoastking76
April 5th, 2010 at 8:23 pm
I don’t know why? but they are! weird huh. My buddy is 36 and has been riding for a bunch of years and got his for like $110 a year! THAT’S CRAZY! He keeps telling me to switch I’m sure I will soon.
I assume because they are such a big Company that it makes it easier to give better quotes. kinda like, why sell a few policy’s a day for $300 when they can 20 policy’s for half that and still make big bucks! I don’t know just my thought on it anyways.
meiskul
April 5th, 2010 at 8:31 pm
west coast nailed it man being able to sell in volume is the key
Ellwood
April 5th, 2010 at 9:29 pm
Just go with the flow. I’ve had Progressive for years. My insurance on my bike is less than $200 a year. I’m a bit older and been riding longer than you have so the rate is lower. It also has to do with demographics also. Where you live, homeowner, etc.
Ride on
April 5th, 2010 at 10:07 pm
Because when it comes time to make a claim , they will rip you off. I made the mistake of insuring with them and even purchased a great deal of additional coverage. When my bike got stolen at Sturgis they offered 1/3 of what the bike was worth and even after getting a lawyer and spending close to a year I still only got about 60% of the bikes value.I would not trust them to pay a claim if you ever had one. BTW the lawyer said this was typical of Progressive.