Insurance is for catastrophic things that might happen to you, not for coverage for everyday expenses.

They’re thee ones who bring prices up…

But government is not the solution. There are better, CHEAPER, ways to fix the problem.

IV Hookup – $895
Morphine Drip – $795
Fluid for IV – $200
CAT Scan test – $1295
Jug to pee in – $25
Urine test – $200
Bed – $550 / hour

Having the doctor return 5 hours later and tell you he can’t find anything wrong – Priceless.

Probably for the same reason you continually ask this question…

They’re in bed with eachother more than you think (ins co’s, hospitals and state governments)

Put it to you this way, how come the same insurance company can make considerable profit in two different states with similar populations but wildly different regulatory policies? One state is more stringent and the other is more relaxed… I could tell you why if you’re really interested, but you wont like the answer.

The same reason people think the government has the constitutional right to step in on healthcare issues. It absolves them of (1) personal responsibility, (2) makes the government responsible for the healthcare system in this country (3) they feel they are doing something to help those who need it if they can make the government do it…again freeing them of having to take any action (4) ignorance.

We need health insurance reform.

Turning down claims, raising premiums double digits every year, denying coverage, refusing to cover certain individuals, exclusions for pre-existing conditions – I have a problem with all of that.

Duh…Hello….Is anybody home??

Bingo.

You have the right to deny health insurance, and health insurance has the right to deny you coverage and treatment.

It’s a completely fair situation.

“Economic woes had little effect on health insurance profits” during the last two recessions — in the early 1990s and the early 2000s — because the industry was able to raise prices more quickly than health costs were rising.”

Because they are the ones to blame. Health insurance is a business, not a public service? That’s the problem. Health care is not a privilege, it is a right.

First of all Health care is a necessity and we cannot live without health care. Some times people do not have the cash to pay for their treatments. Insurance companies are dirty! They allow you to pay your premiums for years and after you pay it they refuse to cover you and that is a breach of contract! They unfairly deny people coverage. When people are most in need they screw people, sick in bed.

Businesses must be regulated or else we have this problem, where insurance companies can do whatever the heck they want.

Health insurance companies are just middle men. We don’t want health insurance, we want health CARE. The business of health insurance companies is to make money for their investors, not to provide health care. In fact, the less health care they provide, the more money they make. There is something fundementally wrong with our health care system. And the Republicans only answer is to leave it alone.

The US is ruled by powerful interest groups who control politicians with campaign contributions. Our real rulers are an oligarchy of financial and military/security interests and AIPAC.
Our government has wasted $3,000,000,000,000–three thousand billion dollars–on two wars that have no benefit whatsoever for any American whose income does not derive from the military/security complex, about which five-star general President Eisenhower warned us years ago.

I question the legitimacy of many of those who choose to mouth such rabid support for the Obama/Pelosi/Reed/Frank consortium. I feel qualified to do that since I question if the professed concerns of this group is in the best interest of the general populace or in their own self interest.

Health Insurance companies are in business, regardless of advertisements, to make money.
I no of their advertisements have I saw them deny the fact that if they do not make money they can not stay in business. However, for them to be made out as an unscrupulous scoundrel which takes your money and never offer any goods. If that was the case don’t you think that people would absolutely refuse to buy from them. Then another entity would step up to the plate and fill their void. That is the american way. Call it capitalism or what ever you wish but you can not deny that it made the US the greatest power ever known to mankind.

If you buy eggs from the corner grocer only to get home and find the carton is empty. Then would you continue to buy from that store or would you go to one who actually put eggs in their carton. If you continue to go to the first store, shame on you. Fortunately, we here in the United States have the option of shopping elsewhere. Under the porposed HR3200 your shopping option is gone.

Frankly, it’s the laws, courts, and the people themselves that have caused health care costs to rise so disproportionately. Particularly suites against doctors and hospitals for unfortunate miscues, that were so often unavoidable or unanticipated.

The increased cost to doctors for liability insurance is passed on to the hospitals and patients, just as in any other business.

The hesitation of politicians to put limits on suites, has been the single most reason for the rise in health care. The very idea, that a family of a life long smoker can sue and collect for premature death against doctors and hospitals, is completely insane, yet the courts allow this practice to continue.

It’s as you said, insurance is a business, a necessary business, to protect doctors, hospitals, and patients. It has become more and more expensive as irresponsible lawyers, courts, doctors, hospitals,and politicians, along with money grabbing opportunists, keep chipping away at the veneer of health care, and then wonder why it has become so expensive.

NHC will not stop this practice, it will go unabated under a government program, and simply passed on to the tax payer.