The remaining funds invested in the stock market, emerging markets and other investments and insurance, a lot of money on the increased value of their investment without a significant percentage of cases available for Massive Attack claims that sometimes occur because of natural disasters or other events, Black Swan.

However, reinsurance companies, large companies and large to ensure that all insurance companies. You see the insurance companies do not want to be on the hook for everything, so that a policyholder in reinsurance, has that even more massive fortune. Typically what happens is the insurance covers the first million dollars in losses from natural disasters and the insurance company to come back. There are some reinsurers like Munich’s most famous and AIG.

Both reinsurers were hit hard by the earthquake and tsunami in Japan. Both net loss for the quarter, and assume that there is a morsel of the next quarter, when all debts are removed from and where payments are made. In the U.S., maybe you remember the tornadoes in Alabama, or hit the big tornado, Missouri Joplin or catastrophic flooding of the Mississippi in 2001. Yes, there are many applications of natural disasters and it was a difficult first half.

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