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What is the best self-employed health insurance for PA?
In: Health Insurance
7 Apr 2010Any guidance is greatly appreciated. My husband and I will be on it, we have no employees. I am under physicians care for a variety of health issues. -Thanks
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4 Responses to What is the best self-employed health insurance for PA?
Richard Warren (wfc)
April 7th, 2010 at 4:52 pm
Depending on the types of pre-existing health conditions you have, you may have to find a company that is a guaranteed issue company.
You can get quotes from all the different companies that offer health insurance in PA from this website:
http://www.warrenfinancialcenter.com/health
Zarnev
April 7th, 2010 at 5:33 pm
You need to visit a local independent agent that works with all the major companies. The agent can work with you to find the best plan for your situation and budget.
You said you have medical issues. Depending upon what those issues are you may have a problem finding a company that will accept you. If they do, there will be waivers, riders, or waiting periods before the company will cover those issues. This is why you need an agent. The agent can talk with the underwriters from the different companies to find out what the possible underwriting decision may be.
There is no one best health insurance company. The best company for you is the company you want to go with. Nobody here can tell you which company is best for you because we don’t know you or your health issues.
mbrcatz17
April 7th, 2010 at 5:45 pm
Well, seeing as how you already have stuff wrong with you, anyone who will take you. You’ll probably pay more, and it’s possible depending on what’s wrong with you, that no one will take you AT ALL. If they do, they can refuse to cover the stuff that’s already wrong with you.
That’s the deal with private insurance – they aren’t REQUIRED to take you.
Talk to a local agent to get quotes.
antiphylactic
April 7th, 2010 at 6:43 pm
http://www.ehealthinsurance.com
Great website, very user-friendly. Knowledgeable staff should be able to answer most questions. Works with a wide variety of companies already & appears to be actively pusruing more quality carriers.