What is a good health insurance for the self-employed?

In: Health Insurance

13 Apr 2010




I own a real estate investing business and I want to get health insurance for me and my family. Do you know of any good insur. companies for the self-employed?





Related Post :


  • National Health Insurance for self-employed people (NHC) Is it good insurance?
  • Will the health insurance reform bill be good or bad for natural healers/holistic medecine?
  • Looking for a good individual health insurance for a reasonable price?
  • Are there good online forums that discuss how to go about choosing individual health insurance?
  • Is it a good idea to get individual health insurance through an insurance broker?

Other Post :


Sponsored

10 Responses to What is a good health insurance for the self-employed?

Avatar

California Guy

April 13th, 2010 at 4:59 pm

I have always had good luck & great service from Blue Choice(part of Blue Cross/Blue Shield)

Avatar

MaxnSam

April 13th, 2010 at 5:29 pm

My husband is self employed, and Blue Shield is the best we came up with.

Avatar

Ken

April 13th, 2010 at 6:17 pm

A lot depends on where you live. If in the USA then check out the HMOs as well as other plans. I had Kaiser for many years and also had Blue shield for a while. I liked the HMO idea better.

Avatar

Joe

April 13th, 2010 at 6:37 pm

Individual Care Blue or IC Blue is a decent Blue Cross plan. If you are healthy then check out Humana.

Try a local insurance Agent. Some states have different options than others.

Avatar

skyblue

April 13th, 2010 at 6:44 pm

I work for a small business and have Cosi through Medical Mutual. I think they may cost a little more than Blue Cross, but we’ve never had a problem in 12 years. Call around to doctor’s offices in your area or your particular doctor and find out if they take the insurance before you sign up for anything.

Avatar

ultrasport195

April 13th, 2010 at 7:32 pm

Good and health insurance are oxymorons……I wish you luck.

Avatar

pokerplayer528

April 13th, 2010 at 8:11 pm

No one can tell you who the best company is because everyone’s sitaution is different and different companies cater to certain situations. Your best bet is to get a free comparison quote so you can compare apples to apples. I put a link in to a good site for you. Good luck.

Avatar

massimo

April 13th, 2010 at 8:50 pm

Go on the Internet for health Insurance and ask
for more information to read in details and choose the best for you and I recommend Blue Cross Blue Shield.

Avatar

efrankbkkcam

April 13th, 2010 at 9:25 pm

see for quotes

Avatar

Curious27

April 13th, 2010 at 10:00 pm

The self-employed CAN have lots of options. Individual and Family coverage is offered in all states and can be more affordable than most people think. In most states you’ll have a choice of PPOs, HMOs, and HSAs (HSAs are high deductible health plans tied to a Health Savings Account, which operate much like an IRA).

I know that first paragraph had a lot of acronyms, but that’s the nature of health insurance. You may want to consider finding an local agent who can help you out. A good agent can match your unique needs to the plans offered in your community. My recommendation is to find an agent that represents multiple plans so you get more choice.

If your in California, you may want to check out http://www.InsuranceNeighborhood.com. Not only can you compare rates and benefits from several plans, but you can find a local agent who has qualified to be in their network. Outside of California you might want to try http://www.InsureLane.com. Another source for agents is http://www.NAHU.org, the national trade association for agents focusing on health insurance. Go to the Consumer Information tab and click on the “Find an Agent” link.

I’m sure someone will recommend a medical discount card. Be very careful about these. They are NOT insurance. There’s no limit to what you might need to pay out-of-pocket. And be very sure your current physicians and local hospital work with the discount program you’re considering.

Comment Form

You must be logged in to post a comment.

About this blog

This is about reference of insurance questions information.

Sponsored Links