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13 Apr 2010I own a real estate investing business and I want to get health insurance for me and my family. Do you know of any good insur. companies for the self-employed?
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10 Responses to What is a good health insurance for the self-employed?
California Guy
April 13th, 2010 at 4:59 pm
I have always had good luck & great service from Blue Choice(part of Blue Cross/Blue Shield)
MaxnSam
April 13th, 2010 at 5:29 pm
My husband is self employed, and Blue Shield is the best we came up with.
Ken
April 13th, 2010 at 6:17 pm
A lot depends on where you live. If in the USA then check out the HMOs as well as other plans. I had Kaiser for many years and also had Blue shield for a while. I liked the HMO idea better.
Joe
April 13th, 2010 at 6:37 pm
Individual Care Blue or IC Blue is a decent Blue Cross plan. If you are healthy then check out Humana.
Try a local insurance Agent. Some states have different options than others.
skyblue
April 13th, 2010 at 6:44 pm
I work for a small business and have Cosi through Medical Mutual. I think they may cost a little more than Blue Cross, but we’ve never had a problem in 12 years. Call around to doctor’s offices in your area or your particular doctor and find out if they take the insurance before you sign up for anything.
ultrasport195
April 13th, 2010 at 7:32 pm
Good and health insurance are oxymorons……I wish you luck.
pokerplayer528
April 13th, 2010 at 8:11 pm
No one can tell you who the best company is because everyone’s sitaution is different and different companies cater to certain situations. Your best bet is to get a free comparison quote so you can compare apples to apples. I put a link in to a good site for you. Good luck.
massimo
April 13th, 2010 at 8:50 pm
Go on the Internet for health Insurance and ask
for more information to read in details and choose the best for you and I recommend Blue Cross Blue Shield.
efrankbkkcam
April 13th, 2010 at 9:25 pm
see for quotes
Curious27
April 13th, 2010 at 10:00 pm
The self-employed CAN have lots of options. Individual and Family coverage is offered in all states and can be more affordable than most people think. In most states you’ll have a choice of PPOs, HMOs, and HSAs (HSAs are high deductible health plans tied to a Health Savings Account, which operate much like an IRA).
I know that first paragraph had a lot of acronyms, but that’s the nature of health insurance. You may want to consider finding an local agent who can help you out. A good agent can match your unique needs to the plans offered in your community. My recommendation is to find an agent that represents multiple plans so you get more choice.
If your in California, you may want to check out http://www.InsuranceNeighborhood.com. Not only can you compare rates and benefits from several plans, but you can find a local agent who has qualified to be in their network. Outside of California you might want to try http://www.InsureLane.com. Another source for agents is http://www.NAHU.org, the national trade association for agents focusing on health insurance. Go to the Consumer Information tab and click on the “Find an Agent” link.
I’m sure someone will recommend a medical discount card. Be very careful about these. They are NOT insurance. There’s no limit to what you might need to pay out-of-pocket. And be very sure your current physicians and local hospital work with the discount program you’re considering.