Allowing people to buy across state lines. Anyone who has ever worked in the insurance industry knows that competition lowers costs because it allows for the spread of risk.

Obama’s plan which attempts to force people to buy health insurance is blatantly unconstitutional.

dumping anti-trust the laws…

Adds: jakeb is correct more regulations are required.

I’ll give you one that should be a no brainer along the lines of tort reform. Simply make it the default that the loser in any civil suit has to pay the legal fees of the winner. That will reduce speculative lawsuits and indirectly health care costs.

It needs to start with reforming the medical industry and what they charge the insurance companies. Have you ever looked at an itemized bill from being in the hospital and seen the outrageous charges? They charge you for an entire bottle of Tylenol for just getting 2 of them. “Transportation” charges for taking a specimen down the hall to the lab. And just for the room itself, you pay more than you would in a 5 star hotel. And you don’t get as good of service.

There are also areas in the insurance industry that needs to be cleaned up (pre-existing conditions and dropping you for a serious illness). But the insurance companies are not the only ones to blame for the mess.

The public has been duped into not seeing what the real problem is.

The REAL problem is that the cost of delivery of care (doctors, hospital care, testing, surgeries, etc) is very high. If THOSE costs were brought under control, the problem would be solved. Analogy: It costs a lot less to insure a Chevy than it does a Rolls Royce.

For that matter, if the delivery of care costs were low enough, there would be no need for insurance. You’d just pay for the care you get, when and if you get it. You’d get a tonsillectomy then write a check.

But delivery costs have been ignored. Instead, ‘insurance villains’ are the target.

Why? Because you need a villian to blame for the high costs. It is not as easy to blame doctors, nurses, and a thousand other groups which contribute to the costs.

Keep it simple–consolidate your attack toward a single villain.