The answer is dependent. If you have a car accident in adolescents, a single blow against your garage door or scratching at the door when unloading food is then you might want your car repaired. Once a claim that the demands on the Department Department arrest report. Subscription to conditions, regardless of whether the insurance company pays or not (unless they pay a lot in this case, they are you really thing).

The circumstances of the accident are also important. Why drive your teenager the car? Was it because he all the time or not s / he just taken without permission? If your application “mistrust” or “disrespect” for your ad, your insurance will be very anxious (to be your rate is “adjusted”). If there are no signs that your youth was under the influence of alcohol, then your insurance company can not even renew your contract (or rejection).

The above reasons are some good reasons why you should not file a claim in an auto accident situation among young people. However, there are good reasons why you should go ahead and file. If a passenger or other party must always file the claim. If your teen is with a friend, he is probably another teenager in this case that the parents go to the youth of the second child to the doctor. Once this happens, a claim for injury to be unleashed against you. You may end up not paying them in medical bills, but the pain and suffering damages and legal defense.

This rule applies if a third party involved. If your car accident teenager was clearly not his fault, it does not matter, your teen will be held responsible. Note also tend to be young “distort” the truth. I know most people say that their child would never do, after all they are honor students. Even if so, your child will always be called into question, so you still want the department for claims to be informed. So if you need a lawyer to defend a frivolous claim, the insurance would pay for it.

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