Ok, heres the deal. I wiped out on my motorcycle and the claim is going to be around $5k. My insurance renews on 6/15 and I already paid the renewal but I’m not sure if the policy was issued yet.
I know that the insurance company cant change the premium mid term, but I know that they can drop me within a certain timeframe. Does anyone know what that timeframe is? I though it was 30 days from the effective date.
Let me clarify… I live in NY. Nate, I dont know where you live but in NY they cannot drop you for any reason, there are only a few specific reasons why they can drop you mid-term. Basically, non-pay and fraud only.

I also know that they can drop you on renewals but I think there is also a timeframe after renewal where they can drop you, Im not sure though
Well, It’s pretty clear that they’ll let just about any idiot sell insurance. Sometimes if you want something done, you need to do it yourself.
Found my answer right here.
http://www.ins.state.ny.us/auto/2006/auto0611.htm

So it looks like the first 2 “insurance professional” that responded dont really know anything…
Im not an adjuster. I work in the commerical end. You are clearly wrong with your statement. An auto carrier cannot drop you anytime they want unless its for non-pay or material misrepresentation (fraud)

Related Post :

Other Post :

• Safe Driving Controls the Cost of Texas Auto Insurance
• If you need to make an auto insurance claim do they require you to verify your address?
• Did You Ever Have A Home Burn Down, Did The Insurance Company Cover Everything For You?
• Buying Automobile Insurance in Texas: Tools to Help Drivers Select ...
• Do You Require Car Insurance To Drive In South Africa? What Other Documents Are Needed To Own A Car Also?