OK, so I was near the local river rocks for a landscaping project. It was a small road across a creek that I crossed without problems. In the way back, however, I went to another place, that (my fault) was a little further. Water splashed on my bonnet and through my window I moisten with water. My car (Nissan Xterra 2000, the stock) will continue after that date, as I approached the other side of the creek. But before I was in a position in full from the “depth” of the article (not quite at the bottom of my door, created especially my exhaust pipe) my car to a halt. There was some pressure on my current car and I could feel the drag me a little bit, but it did not start floating downstream. I panicked a bit at this point and tried, my car, which re-opened, not sufficient. I now know that was a mistake, but then I was a little pinball. After a few minutes effort to revive and restless move my car, I was happy to have a few guys came to my rescue with the ATV that pulled my car without Creek.

Now seemed to be the inlet for the Xterra to a closed manifold (I do not know much about cars), but I openly to verify that the filter was wet. I have not seen a puddle, so I guess it was not in danger to draw air into the engine at this point. I connected the engine and it started up! I was very happy. There was no noticeable noise from the engine and it seems to work very well. I drove straight home and not where I removed the air to dry. I checked the oil, which was a very healthy brown (no milk, characteristic of the pollution of waters).

I let the car sit with open windows and air filter for two days to be free, “to dry”.

After this time I took a test ride, which was at first no sign of water damage. The oil still looked good, my coolant brake fluid, and steering were all appropriate measures, and the engine was no noise or anything that indicated there was a problem at all. No vibrations or clicking, nothing. About 10 miles down the road is where the real evidence of damage to high water head is dirty. I feel my Little Rock explosion in the engine compartment. A huge cloud of smoke behind me that I am now about 45 miles per hour. My engine died without warning, that I lost my steering and brakes. I managed to pull off the road with some effort and do a shutdown. There is smoke coming from my hood. I open the hood, because I think it is the fire, but he soon began to quit smoking. There is oil everywhere, all over my engine compartment through the floor splashed all. My morbid curiosity gets the better of me and after checking the oil (it was good) and a few minutes, I’ll try again.

It starts, looks but what the hell.

I have it towed the car repair shop, who discovers a hole in the side of my engine, where a curved rod by a piece of my block was flying with him. Now keep in mind that my diet was dry at this time (I do not know whether that means Jack shit) are bent for the tribe shall, while he sucks the water (was my speculation) in the Hole Creek. This quote is $ 6,200.

Well, I do not have that much money I was in school, and I did not even pay that much for my trucks have (a contract about smoking him in 2007 for $ 5.500 U.S. dollars in his great form) and books such as for example, blue for $ 7,200 now in 2010. So yes, the expert comes and says that it is almost a total loss, but they have to study “it. I was now without a vehicle has been trying for a week and my insurance company to find a way to sneak in without paying for it (I do not blame them) because I once broke conducted.

My point is that I do not know it was water damage at one time not because it had really begun, after I is the exhaust of the water, and behaved perfectly (no noise, vibration or shock, etc. BTW Im a mechanic and I hadnt even heard before Hydrolock) until the stem cells from the block. The water damage happened while he was in the water (my theory) and the rod was bent at this time, I was not aware until he left the side of my block.

It is my view anyway, and their speculations. Now the question!

Do you think I should be covered? By the way, I have the cover, and were (to remain anonymous) insurance for four years without incident.

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