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I Need To Find Out The Home Owners Insurance Information For The House I Am Renting?
In: Home Insurance
1 Jan 2010I am having a communication issue with my landlord and he refuses to tell me the name of his home insurance company for the house i currently reside in.I just need to know how to go about finding this out
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3 Responses to I Need To Find Out The Home Owners Insurance Information For The House I Am Renting?
Jenny PNSSupporter
January 1st, 2010 at 8:29 am
Unless you are filing a claim for damage to you or another lease – recognized resident of your rented space, or a guest, you may not be able to get the info. The only other reason you can get the info is if you have incurred damage to your owned property as the direct result of the owner’s actions or negligence. More info on your situation would help.
If you do not have a policy that covers your personal property and personal liability and medical payments to guests, you need a renters policy!
candlein
January 1st, 2010 at 12:31 pm
Even if you find out the name of the company…they will not give you any information nor allow you to file a claim because the policy holder is the landlord. Knowing would serve no purpose. If you have a dispute that you can not settle with him…file a claim in small claims court and sue
Ann T
January 1st, 2010 at 4:03 pm
I would need to know why you need his property insurance information ?
A landlords HO policy protects his building, (part A) any sheds, detached garages (part B) vandelism if the building is vacant for up to 30days -so depending on what the issue is, the question is why you the renter need this information -
If you were hurt on the property due to neglect , such as rotted steps or faulty wiring, you may have a claim, but other then that, the landlord policy is there to protect the building, the landlords investment, and the bank’s investment if the house is financed.