How Long Do Car Accidents Affect My Insurance Rates?

In: Car Insurance

21 Dec 2009




I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) insurance company just settled this claim. Is this going to affect my rates for five years from the settlement date or from the date of the accident?





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3 Responses to How Long Do Car Accidents Affect My Insurance Rates?

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Amparo Q

December 21st, 2009 at 7:47 pm

crizzy u, I recommend an online insurance quote. It’s free and quick to do. http://www.autoadviceonline.com/Auto-Insurance-Quote.html

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ad59

December 22nd, 2009 at 2:20 am

Although the time affecting your premium varies from insurer to another, it is usually three years; and the effects tkes place from the time the body shop claims the payment for the repair to your car.

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TIMOTHY DIANNA H

December 22nd, 2009 at 2:27 am

Hi

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