Let me first say I am sorry to hear about your recent disability. Unfortunately, homeowners insurance was not designed to provide disability income, so, it is not covered. Disability insurance is totally separate. You can quote your insurance really fast on-line if you go to http://www.BrokerGopher.com. Hope this helps! God speed!
A word of warning. SS Disability is very difficult to qualify for. You will need to engage the services of someone who knows how to do this – usually a lawyer. They don’t get paid until you have been determined by SS to be disabled. The amount they get is regulated by law.
Private disability insurance has to be purchased before you are disabled. You wont get a policy after you are already disabled. It is separate from homeowners insurance.
5 Responses to Does Home Insurance Have Disability Coverage?
Larry
February 27th, 2010 at 3:50 am
homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.
BrokerGo
February 27th, 2010 at 6:38 am
Let me first say I am sorry to hear about your recent disability. Unfortunately, homeowners insurance was not designed to provide disability income, so, it is not covered. Disability insurance is totally separate. You can quote your insurance really fast on-line if you go to http://www.BrokerGopher.com. Hope this helps! God speed!
dazed&co
February 27th, 2010 at 11:31 am
A word of warning. SS Disability is very difficult to qualify for. You will need to engage the services of someone who knows how to do this – usually a lawyer. They don’t get paid until you have been determined by SS to be disabled. The amount they get is regulated by law.
Flower
February 27th, 2010 at 12:26 pm
Private disability insurance has to be purchased before you are disabled. You wont get a policy after you are already disabled. It is separate from homeowners insurance.
jlf
February 27th, 2010 at 12:34 pm
No. Disability insurance is a separate type of insurance. You can apply for Social Security Disability.