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does anyone know if health insurance companies send anything to colleges to find out if enrolled full time?
In: Health Insurance
8 Jun 2010I was enrolled in a college full time for the fall semester and am on my fathers health insurance. I am going to another school next september full time. would I still be able to keep my fathers insurance if I enroll part time this semester or decide not to attend school because I changed my major and am going to attend an LPN school. Does the insurance company give a grace period for the insurance?
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3 Responses to does anyone know if health insurance companies send anything to colleges to find out if enrolled full time?
zippythejessi
June 8th, 2010 at 7:29 pm
No, what they do is deny any claims until official proof of enrollment and/or attendance is submitted in writing. So, you have a choice – either stay in school full time, or you’ll have to pay for any medical care you seek. No grace period.
Mary B
June 8th, 2010 at 7:53 pm
You cannot go part-time during the Fall or Spring semester or you will be cut off. Only the summer break is allowed.
All health insurance companies are different, when I was young I had to give my parents a copy of my enrollment record to prove I was enrolled full time and they sent it to the insurance company every semester.
A daughter of a friend is taking alot of classes she doesn’t even need, so she can stay enrolled full time…she wouldn’t do it that way if it wasn’t necessary.
Don’t try to scam the insurance company…
sarah314
June 8th, 2010 at 7:54 pm
The insurance company doesn’t send anything directly to the college. Instead, its your responsibility to show the proof of full time enrollment.
If you don’t provide the proof, they don’t pay your medical claims.
If you decide not to enroll full time this semester, you’ll need to find another way to insure yourself. (Or do without, but I wouldn’t necessarily recommend that.)