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5 May 2010I was watching Sicko in class and was really surprised with the problems that people in the United States have with their health insurance companies. Do you guys have any horrible or bad experiences with your insurance company?
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8 Responses to Do you think health insurance companies in the United States suck?
bearr41
May 5th, 2010 at 7:46 pm
Nope. My insurance is pretty good, and I have several options to choose from.
And I SURE would not want the alternatives. I would hate to have to wait 6 months for an xray.
the trooper
May 5th, 2010 at 8:43 pm
Yes. We suck.
Jeff
May 5th, 2010 at 9:34 pm
Health care in the U.S. is a national shame. Not only are 47 million people without health insurance, but also, over 60% of personal bankruptcies are due to medical expenses.
dogballfuz
May 5th, 2010 at 9:47 pm
yes nd no.they are good because they cover lot but they cost to much to have one
debijs
May 5th, 2010 at 10:36 pm
~~Sicko is a real eye-opener isn’t it. When you are not one of the lucky few who has excellent benefits through their employers (most of these are tax-payer positions), then it is terrible. Health insurance (or lack thereof) accounts for 80 percent of the bankruptcies in this country.
Yes, I think our health care industry sucks and I’m so anxious for President Obama’s plan for health care reform. My gosh it’s about time all Americans had a basic need met, as health care insurance provides!~~
John C
May 5th, 2010 at 11:13 pm
Sometimes someone has an idea to talk about something but regretfully they are not informed and don’t have knowledge about the topic. That is the case with Sicko.
Some facts:
+ There is no example of a government run medical insurance plan that has been successful. Who wants to go to Cuba to treat a complex medical condition?
+ Medical insurance is expensive in the US because the cost of medical treatment is so high. 85% of premium dollar goes for medical treatment and 70% of that can be traced back to life style choices. e.g. smoking, lack of exercise, poor diet, etc.
+ Consumers, in the current system do not have much control and the idea that – someone else is paying causes many to over utilize treatments.
Much needs to be done to reform the health care system in the US – but the key is a system where consumers are involved with their MD in what is best and they understand the cost. Why should an MRI be used when an x-ray might work? Just because it is fancy does not mean it is the most effective way.
The idea of central control and having bureaucrat’s make decisions on what will be provided to each of us has not worked anywhere and certainly is not what people in the US want
Insurance Pickle.com
May 6th, 2010 at 12:06 am
Health care in the US is not perfect, but it’s the better system in the world. The level of care, the cost of the insurance (over the ridiculous taxes other countries pay), the timeliness of receiving care, etc… are better.
Imagine if you made $60,000 a year now and we introduced and national medical plan, but now you only make $40,000 a year to cover the increased tax burden. Also now imagine going to the store and paying a 25% sales tax on everything you buy. The imagine your doctor recommending surgery and you having to wait 4 months for the surgery. Now you’ve imagined what it’s like in Norway, Sweden, Denmark, etc….
mbrcatz
May 6th, 2010 at 1:05 am
Sicko is very misleading – it’s more of a MOCKumentary than a documentary.
When rich and fameous people world wide get sick, where do they go for their medical treatment? The US. That says it all, right there.
Yes, there are problems. But the problems in countries Michael Moore quoted, are even worse. Health care is rationed. The elderly do NOT get much care, and premie babies are left to die. My uncle in Canada, had a bleeding stomach ulcer, and needed immediate surgery. Here in the US, it would have been same day. In Canada, there was a wait for it – six months. They told him, well, either you’ll live until then, or you won’t.
The wait for a psychiatrist in the UK, is THREE YEARS. They have five drugs, for psychiatric disorders, that you can take. ONLY FIVE. And I promies you, it’s not any of the new stuff you can get here.
Sure, if your appendix ruptures, it’s going to be cheaper in the UK or Canada. They’ll get you in and out, right away. But if it’s complicated, or requires a specialist, like open heart surgery, you’ve got a 25% chance of dying before your turn in line comes up.
Oh, and the Cuba bit, Moore didn’t mention, that although Cubans spend such a small dollar amount on medical care each year, annual household income is about $2500 – which means, almost 30% of their total household income, goes to medical care. We’re WAY below that.
**The “lucky few” who have health insurance through their employer, if you include medicare for the retireees, adds up to about 85% of AMERICANS, or 70% of the people who live here in the USA. No other country has 22,000,000 illegals living here, that want medical care, also.**