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I’m looking for the least expensive automotive insurance and was wondering what would be the typical monthly payment for an 18 year old driver who has had one accident about one year ago.
i have one quote from my moms insurance company (USAA) that came to 110 a month and the top of the line was 160 a month.
This is about reference of insurance questions information.
5 Responses to Auto Insurance For 18 Year Old ?
darkdutc
December 20th, 2009 at 11:50 am
$110-$160 a month for an 18 year old with an accident? and you didn’t jump all over it? what’s wrong with you? Call them back first thing and accept it, it won’t get much better than that. And remember, infractions stay on your driving record for up to 3 1/2 years AND they generally check your credit for an insurance quote, so your rate is based on many different factors. Make sure you give them the actual VIN number from the vehicle you will be driving for an accurate quote.
Scott C
December 20th, 2009 at 1:40 pm
thats actually not bad a at all with u being 18, im superised it’s not 210 but what ever you do dont go with these low rate insurance companies like Direct…becuase if u actually do get into a wreck they don’t like to pay
Sims2Pla
December 20th, 2009 at 3:46 pm
My son didn’t get his license until he turned 18 and he had NO previous accidents. For the lowest liability, it cost him around $250 a month. I would definitely call them back and take it.
notagain
December 20th, 2009 at 6:10 pm
Also some insurance gives discounts to FULL TIME college student all you have to do is give them your schedule.
Gray Area
December 21st, 2009 at 1:10 am
Call AAA for another quote. 110-160 a month isn’t bad though.