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Anyone hear of an individual health insurance without weight restrictions? One that doens’t cost $1400/ month?
In: Health Insurance
3 May 2010I keep getting denied for individual health insurance b/c I am overweight. Does anyone have advise on a company that does not discriminate against the overweight? Please??!??
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3 Responses to Anyone hear of an individual health insurance without weight restrictions? One that doens’t cost $1400/ month?
Dionannan
May 3rd, 2010 at 4:20 pm
GOOD LUCK…
I think it is all Highway Robbery.
Jessy James used a gun!!!!
These guys have us all by the balls with a sheet of paper.
aer_rn
May 3rd, 2010 at 5:09 pm
your best bet is to find a job with a company that provides health insurance through work. Then the insurance company can’t discriminate because they have a contract with your company to provide a service.
Bill J
May 3rd, 2010 at 5:59 pm
I’m afraid not, unless you get an employee health plan with a defined one-price premium. You might want to hunt for such a position…federal and state government jobs usually have good priced health insurance. Even if you have to take a pay cut from your present position, it sounds like you’d be saving a ton in insurance.
Private insurers peg their premiums based on their risk/expense, and those who are overweight (I am, too) cost insurers more. It’s not discrimination to charge you enough for them to make a profit. It would be discrimination if they refused to insure you, period.